Is it too much to ask that working people minimise the impact that losing their earnings causes when they are off work through illness or accident?

We don't think so. That's why since 1890 it has been our mission to provide as many people as possible with an opportunity to replace a part of their earnings when they need it most.

We regularly hear of the growing income protection gap as the financial burden on employers and the State continues to increase. Our Income Assured Plus contract offers our members the peace of mind that comes with knowing that when their earnings stop through illness or accident everything they have worked for will not be at risk.

At Cirencester friendly members can also opt to add a savings element to their contract for a small additional premium meaning that regardless of the number of times you claim you will receive a tax free lump sum (under current legislation) back at the end of the contract term.

Finally, whatever changes are made to the State Retirement age our members can opt to have their contract automatically take into account any changes as and when they happen in order to be sure they will be protected throughout their working life. Tell me more...